What is Medical Cost Sharing?

Modern-day medical cost sharing communities, also known as HealthShares, began in the 1980s when a beloved pastor in Ohio was involved in a terrible automobile accident. His congregation came together to pay his medical bills—in full, in just forty-five days. Today, members of HealthShare communities across the country share one another’s medical expenses in similar fashion. This system has proven to be an effective alternative to traditional—increasingly complex and costly—health insurance. Members enjoy the freedom, flexibility, and stability of community medical cost sharing while keeping more money in their own pockets.

Zion Health was founded in 2019 by entrepreneur and business owner, Nathan Udy. With over a decade of experience managing healthcare plans in the insurance industry, Nathan reimagined what a HealthShare could offer to its members. In founding Zion Health, he created a HealthShare built around a community that values healthy living, personal responsibility, and inclusivity of all beliefs.

Zion Health provides an organized way to share in one another’s medical burdens. Medical cost sharing is not a new concept but a proven and effective alternative to health insurance. Members of HealthShare communities across the country share one another’s medical expenses in similar fashion. This system has proven to be an effective alternative to traditional—increasingly complex and costly—health insurance. Members enjoy the freedom, flexibility, and stability of community medical cost sharing while keeping more money in their own pockets. All are accepted. It’s easy to see why Zion Health is the fastest growing community in the HealthShare industry.